Freehold vs leasehold

Freehold vs leasehold

If you own the freehold of your home, it means that you own the building and the land it sits on. If your property is leasehold, you own the property but not the building or land and must pay ground rent to the freeholder. What...

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First-time buyer schemes

First-time buyer schemes

It can be confusing trying to find out what schemes and benefits are available to first-time homebuyers across the UK. Shared Ownership If you can’t afford to buy a property outright, Shared Ownership gives you the chance to...

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Mortgages explained

Mortgages explained

A mortgage is a particular type of loan for buying property or land. You repay the loan to the lender with interest by making monthly payments over an agreed timeframe. This guide covers everything you need to know and how to find...

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How much is a house deposit?

How much is a house deposit?

Deposit + mortgage = total property price he mortgage options that will be available to you will hinge on the deposit you have saved. The bigger your deposit, the better your position will be. However, there are options available...

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Speed up your property sale

Speed up your property sale

With something as significant as buying and selling a property, getting from start to finish will always take a bit of time. However, there are plenty of ways you can help speed up the process. Choosing the right estate agent,...

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How to Make an Offer on a Property

How to Make an Offer on a Property

Preparation The first thing you need to do is prepare and do your homework. The more planning that you can do, the better. If you are well prepared, you’ll go into the negotiation process feeling much more comfortable and full...

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